Terms of Use

Last revision date 9-01-2016 (Previous Version was on 5-02-16)

Createphotocalendars.com and createphotoproducts.com ("service") is owned and operated by Spectrum Software, Inc ("We"). By accessing this website you ("Visitor","User") or if you create an account ("Member","User") agree to the terms of this agreement. We can change this agreement from time to time without notification. We will post a last revision date at the top of this web page. User is responsible to review the last revision date as continued use constitutes agreement acceptance. We may terminate membership at any time. This agreement is still in effect even after termination.

You are responsible for your account and all images and content uploaded through it, so protect your username and password. Content submissions by the User will not violate the rights or infringe on the safety of any third party including but not limited to copyright, trademark, privacy or proprietary rights. We do not accept projects that contain photos that display violence or are threatening, obscene, profane, or pornographic. We reserve the right to reject any image at any time.

We may remove and/or review (but we are not obligated to review) content at anytime. At our sole discretion we may delete content with no notification or liability to user. We claim no ownership of any content submitted by user.

User must be 13 years of age or older to access our site and upload images. User must be 18 years of age or older to place an order.

We are not responsible for any user content which violates this agreement. We are not responsible for customer generated mistakes, errors, or defects including spelling, typographical or grammatical errors, poor image quality derived from low resolution or non-focused photos, or ordering mistakes done by the user. To prevent these errors from happening, we require the user to proof his/her calendar in the software before submitting it to us for printing. User authorizes this by agreeing to our terms when creating an account or placing an order.

• Use of automated means (bots, scripts, etc.) to upload images
• Use another member's account without their permission
• Use of false information in profile
• Upload images which are illegal, unlawful, offensive, pornographic, vulgar, hateful, libelous or objectionable in any manner we deem
• Breaking the law by accessing our site

We issue payouts at the end of each month if your balance accrues $50 or more. If your balance doesn't accrue $50 for that particular month, your balance carries forward to the next month. All balances greater than $20.00 are paid in full at years end by check or Paypal. Paypal payouts must be redeemed in 30 days and check payouts must be cashed within 90 days of issue date.

We make no warranty that our site, access to our site or services will be uninterrupted, timely, error free, or secure, or that the createphotocalendars.com and createphotoproducts.com site or our server is free of viruses or other harmful components.

By using this website you agree to indemnify, defend, and hold harmless createphotocalendars.com & createphotoproducts.com and its parents, subsidiaries, affiliates, directors, officers, consultants, and employees from any and all claims and expenses, including attorney's fees, arising from your use of this service. In no event will we be liable for consequential damages even if we have been advised of the possibility of such damages. This warranty is in lieu of any other warranties expressed or implied, including but not limited to , the implied warranties of merchantability and fitness for a particular purpose.

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